:01 Card validation result and initial AVS response check.

Each submitted card is authorized for $1 following immediate void. AVS response is obtained if available. Initial anonymous proxy
detection is activated.

 :02 Verified by Visa and MasterCard SecureCode

Information is sent to VbV/MCSC centers and response is received and recorded.

:03 Scorebased GeoIP/Proxy/ISP detection

Received payment information is screened through GeoIP fraud detection system. Fraud score is received and recorded.

:04 Phone call verification

Automatic phone call is placed to verify cardholder’s phone number. Cardholder must enter randomly generated numbers to the phone pad. Option voice recording/authorization is available

:05 Order delivery assurance with automatic cancelation

Optional free service for digital/download merchants. To avoid receiving chargebacks for non-fraudulent reasons such as “services not rendered” :PayVerify will monitor activation of your product/license. Payment is not processed until activation is verified. If no activation recorded within specified time frame charge is not submitted to processing center and is automatically canceled. (Additional order processing setup is required).

Additional features:

• Create own country groups. Block users from unwanted countries.
• Black lists by IP address, card number, e-mail address. Export/Import your own black list.
• If not using shopping cart, add order handling fee on top of your transaction amount.